Auto Loan Calculator
Estimate your monthly car loan payment. Enter loan amount, annual rate, and term in years.
Auto Loan Calculator
Monthly Payment
$460
Extra payments to reduce term
Adding $100/month extra to principal: loan paid off in about 4.1 years (vs 5 years with no extra).
Amortization by year (principal vs interest)
Each bar shows total principal and interest paid in that year. Early years are mostly interest.
How it works
Uses the same amortization formula as other loans: monthly payment based on principal, rate, and term.
Frequently asked questions
No. Enter only the amount you are financing (after down payment).
Embed this calculator
Copy the code below to embed this calculator on your site.
<iframe src="https://smartcalculators.tools/embed/auto-loan-calculator" title="Auto Loan Calculator" width="100%" height="400" frameborder="0"></iframe>